UPDATED!!!!

SYSTEM REQUIREMENTS

Microsoft Excel version: The spreadsheets have been tested on both Macintosh (OS 7.5 and later) and on Windows 95/98/2000, XP, and Vista machines. They have been tested with versions of Excel from 5.0 and later.  Please note that these spreadsheets are not compatible with Microsoft Works. If you do not have access to Microsoft Excel, OpenOffice contains a free spreadsheet that is about 90% compatible with Microsoft Excel. OpenOffice is a free download from Apache Software Foundation on the Internet. This suite contains not only Calc, but also a word processor, a database, and a graphical presentation program. Click to download either the Windows or Mac version

PLEASE NOTE! More specific information on using and customizing the spreadsheet is contained in the spreadsheet's Instructions worksheet. Please read this page before you begin using the spreadsheets!
  

DISCLAIMER & SUPPORT

If you need help, please don't hesitate to e-mail me, but before you do, please be sure that you have first read the Instructions page within the spreadsheet and then checked the Troubleshooting & FAQ page on this website thoroughly. I have found that almost all problems can be solved by simply reading these two documents. To be honest, I get very frustrated with users that take up my time sending me e-mails asking me for help in doing things that I've already covered on the Instructions page, or on the Troubleshooting & FAQ page (or both).

If, however, you want to simply drop me a note of 'thanks,' I'm always open to that (smile).

Also, feel free to drop me an e-mail with any suggestions that you'd like to see in upcoming revisions. I promise, I will consider what you write. Many of the features you now find in these spreadsheets are a direct result of previous users sending me suggestions. However, please don't get offended if I don't use your suggestion.
 

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